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Are you doubly insured, or has an insurance become redundant because your situation has changed? Then you probably want to cancel the policy in question. Many people don't know how to do this. Are you one of them? Then you've come to the right place. This page is all about cancelling an insurance policy. We list the most commonly cancelled insurance policies via Opzeggen.nl, tell you how to cancel an insurance policy via Opzeggen.nl and give you the most important things to consider when cancelling an insurance policy. This way you will soon know all there is to know about cancelling an insurance policy.
Many Dutch people use the Opzeggen.nl cancellation service to cancel an insurance policy. Are you curious which insurance policies are most frequently cancelled via our website? We have listed them for you below.
Allianz Nederland is a member of the Allianz Group. With more than 85 million customers in over 70 countries, this organisation is the world leader in insurance and financial services. Dutch people can also take out insurance with them. As an individual, you can take out car insurance, term life insurance and home insurance. Have you taken out a policy with Allianz Nederland and want to cancel it? This can be done quickly and easily via the Opzeggen.nl cancellation service.
Allianz Direct was formerly known as Allsecur. In autumn 2019, it adopted the brand name of its parent company, Allianz, as four European online brands were merged into one European insurance label. Allianz Direct is not the same as Allianz Nederland. The most important difference is the way you buy insurance. With Allianz Nederland you usually do this through an intermediary, whereas with Allianz Direct you take out insurance online yourself. Do you want to cancel your Allianz Direct insurance? Then you need to cancel it yourself.
Chubb European Group is an insurance company that focuses on Dutch consumers. You can take out various insurance policies for yourself, but it is also possible to insure valuable possessions such as an exclusive car, a valuable home or an art collection. Chubb also works with various parties. For example, you can get insurance for your T-Mobile device through Chubb. Do you no longer want to be insured with this insurer? Don't expect your insurance to stop automatically. You need to cancel Chubb yourself.
FBTO started as an independent insurer in 1956, but is now part of Achmea. Over the years, the product range has been expanded. As a result, you can now take out a wide range of insurance policies. FBTO offers health insurance, car insurance, boat insurance, travel insurance, home insurance and legal expenses insurance. Have you taken out one of these policies and do you want to get out of it? Then you need to cancel your FBTO insurance yourself.
Centraal Beheer is also part of the Achmea Group. As a private individual, you can take out all kinds of insurance for your home, but it is also possible to insure your car or your holiday with Centraal Beheer. You can also take out care, liability, legal expenses and life and death insurance. Are you insured with Centraal Beheer but would like to cancel your insurance? Send a cancellation letter via Opzeggen.nl. If you do nothing, your insurance will simply continue.
Nationale-Nederlanden (NN) is one of the largest and best-known insurance companies in the Netherlands. This is mainly due to its wide range of products. This is one of the reasons why so many Dutch people are insured with this insurer. With Nationale-Nederlanden you can insure not only yourself and your family, but also your home, your car and your trip or holiday. Are you still insured with NN, but the insurance you have here has become redundant? Then cancel it. You will incur unnecessary costs if you let the insurance continue.
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Most people do not immediately think of the ANWB as an insurer, but you can take out various types of insurance with them. You can insure a variety of vehicles, including cars, bicycles, scooters and caravans. You can also take out travel and cancellation insurance, and the ANWB offers household insurance. Have you taken out insurance with the ANWB, but do you want to cancel it? Then you need to cancel your ANWB insurance. Using the link below, you can send a cancellation letter in a few seconds, so that your insurance can be terminated quickly.
Cancelling an insurance policy can be a hassle. Although many people are not aware of this, they have to adhere to it. When you took out the insurance, you agreed to the terms and conditions. To avoid surprises, here is some useful information for cancelling an insurance policy.
Insurance may not be tacitly renewed
Where subscriptions to lotteries, charities, newspapers and magazines and fitness and gyms are often tacitly renewed, this does not happen with insurance. It is not allowed to tacitly extend a non-life insurance policy. As a result, you may think that an insurance policy will automatically expire when the contract period ends, but that is not the case. You have to cancel an insurance yourself if you want to get out of it.
Is your insurance policy about to expire? Then the insurer will inform you. They often make you an offer to extend your insurance for a year, for example. Are you not doing anything about this? Then the insurance will continue after the contract period. This is done to prevent that you as a private individual are not (properly) insured. Because customers are informed in advance about an extension, we also refer to insurance policies as an informed renewal.
Notice period differs per insurer
Those who want to cancel a contract or subscription often have to deal with a notice period. This is also possible with insurance, but it is not necessary. For example, a home insurance policy from Allianz Nederland has a cancellation period of 2 months, while some insurance policies do not have a cancellation period.
Has your insurance been extended for another year? Then a notice period of a maximum of 1 month applies. This is the result of the law of Dam. Although non-life insurance does not officially fall under this Act, insurers have laid down in the code of conduct that they comply with it.
Cancel insurance during reflection period
Do you take out insurance online? Then you make a purchase remotely. The right of withdrawal applies to these types of purchases. This means that you are entitled to a reflection period of 14 days. Do you regret it within 14 days after taking out your insurance? Then you can cancel the insurance. There are no costs involved and you do not have to give a reason for cancellation. If you have already submitted a claim within these 14 days, you can often no longer invoke the right of withdrawal.
Cancel car insurance when selling
Everyone who owns a car is legally obliged to take out insurance for it. Have you decided to sell your car after a few years? Then you can cancel your car insurance. In that case it does not matter where you took out the insurance, cancellation is necessary if you have sold the vehicle. After all, the car is no longer in your name, so you are no longer responsible for the insurance. Most insurers allow you to cancel a car insurance policy without notice. This way you never pay unnecessary premiums for a car that is no longer your property.
How do I cancel an insurance policy?
You can cancel an insurance policy directly with an insurer, for example online or by calling. If you want to spend little time and effort on cancelling an insurance policy, you can also use Opzeggen.nl cancellation service.
Where can I find a sample letter for cancelling an insurance policy?
You can download a free sample insurance cancellation letter from Opzeggen.nl. After you have entered your details, you can download the letter for free. You then send it to your insurer yourself to cancel an insurance policy.
Can I cancel my insurance at any time?
With some insurers, you can cancel an insurance at any time, but sometimes this is only possible after your insurance has been extended at least once.
What is the cancellation period of an insurance policy?
That differs per insurer. Some insurers have no notice period, while others have a notice period of one or two months. After an extension, a notice period of one month often applies as standard.
How can I cancel my car insurance?
If you want to cancel your car insurance, you must notify the insurance company. You can contact the insurer directly, send a cancellation letter or use Opzeggen.nl's cancellation service.
Do you want to cancel Your contract? You can do that via Opzeggen.nl. When you cancel your subscription via our website, it will cost you little time and effort. Below, you can read how to use Opzeggen.nl in 6 steps.
Cancelling a subscription via Opzeggen.nl starts with finding the right organization. To complete this, simply type the name of the organization You're looking for in the search field on the Homepage. Does the name appear on the screen? Click on it, and You will be redirected to the correct page.
As soon as you have landed on the right page of the organization You're looking for, enter your details in the template on the left side. To be able to cancel your contract, You need to fill out the required fields in the template. At least your name, address, postal code, place of residence, date of birth and e-mail address.
Below the fields with data you can select the box 'Delete my personal information'. If you choose this option, Opzeggen.nl will include a request to delete personal data in the cancellation letter.
In some organizations, you can only cancel via standard shipping or a registered letter, but occasionally, you can also decide from one of the two options. Do you opt for a registered letter? Then you benefit from the Opzeggen.nl 100% cancellation guarantee.
After you have completed the above four steps, your cancellation letter is ready. It is now only a matter of signing it. To do this, click in the box containing the blue pencil, under "Sincerely." A window will then appear in which you can add your signature.
Do you use Opzeggen.nl sending service? Then click on 'Send my cancellation' after you have completed all the steps. If you want to send the cancellation letter yourself, click on the download symbol at the bottom right of the letter. You can download your cancellation letter for free. In that case, please keep in mind that you are responsible for sending the letter. Moreover, you will not benefit from our 100% cancellation guarantee if you do not use our service.